Lucky Ladies is an optional proposition bet found on the game of Blackjack. The basic proposition is whether or not the player's first two cards total twenty. Additional bonuses are paid if the player's first two cards equaling twenty are also suited (e.g. Ace of Hearts and Nine of Hearts), or matched, (e.g. two identical cards such as two Jacks of Spades).
There is also a special bonus if the player's first two cards are both the Queen of Hearts; the "Lucky Ladies." A top prize is awarded if the player's Queen of Hearts pair occurs at the same time that the dealer has a blackjack.
I generally give every wager the casino offers a whirl, once, even if the house edge is excessive. I deem it a professional service to future questions like yours.
Soooo, one night a while back I decided to throw down a buck on the Lucky Ladies. First card out; the Queen of Hearts. And my second card...? Wouldn't you know it, the dealer pitches me a second Queen of Hearts! I just won $125 on a dollar bet that I really shouldn't be making in the first place.
But it gets better. The dealer's up card was an Ace. Still following me, David? If the dealer has a ten, Jack, Queen or King in the hole, I win $1,000.
BANG! The Greek goddess of war, Athena, the Queen of Spades appeared, arm-in-arm with Gorpus, the patron saint of left-handed married men, giving me a thousand dollar payday.
The casino advantage on the Lucky Ladies proposition wager is depends on the number of decks are used and the paytable, which varies from casino to casino. It can be anywhere from 16.73% to over 38%. The game I played on had six decks and paid the following for each combination:
- Queen of Hearts pair w/dealer blackjack: 1000 to 1
- Queen of Hearts pair: 125 to 1
- Matched 20: 19 to 1
- Suited 20: 9 to 1
- Any 20: 4 to 1
The casino advantage with six decks and this paytable was 24.71%, but, thanks to the only armed Queen in the deck, along with her unreliable pal, I'm $1,000 to the plus side on a wager that it's tough for me to bad mouth. I still shall, but in a whisper.
